Frankfort, Kentucky · Peer group 5
Expree Credit Union
Expree Credit Union holds $117.7M in assets across 8,986 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1938. Charter number 62431, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $117.7M |
|---|---|
| Total loans | $90.5M |
| Total shares (deposits) | $104.3M |
| Net worth | $12.7M |
| Members | 8,986 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.9% | |
|---|---|---|
| Loans | 12.6% | higher than 91% of its peer group |
| Deposits | 9.9% | higher than 93% of its peer group |
| Members | -0.9% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.8% | around the 83rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.8% | around the 40th percentile of its peer group |
| Return on assets | 0.80% | around the 58th percentile of its peer group |
| Delinquency ratio | 0.69% | around the 57th percentile of its peer group |
| Cash / assets | 7.7% | around the 30th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Expree Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- The Health & Education Credit Union
Lexington, KY
$125.3M · 12,288 members
- Lake Chem Community Credit Union
Benton, KY
$98.4M · 12,058 members
- Owensboro Credit Union
Owensboro, KY
$89.5M · 6,071 members
- Greater Kentucky CU, Inc.
LEXINGTON, KY
$85.5M · 9,295 members
- Cove Credit Union
Edgewood, KY
$78.8M · 6,390 members
- Advanz Credit Union
Louisville, KY
$158.9M · 9,375 members
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