Whitesville, Kentucky · Peer group 3
Whitesville Community Credit Union
Whitesville Community Credit Union holds $39.9M in assets across 2,810 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1962. Charter number 62432, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $39.9M |
|---|---|
| Total loans | $14.8M |
| Total shares (deposits) | $35.2M |
| Net worth | $4.6M |
| Members | 2,810 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.0% | |
|---|---|---|
| Loans | 1.1% | around the 68th percentile of its peer group |
| Deposits | -0.1% | around the 41st percentile of its peer group |
| Members | -7.0% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.1% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.5% | around the 31st percentile of its peer group |
| Return on assets | 0.88% | around the 63rd percentile of its peer group |
| Delinquency ratio | 0.29% | around the 35th percentile of its peer group |
| Cash / assets | 13.6% | around the 61st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Whitesville Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Northern Kentucky Credit Union
Highland Height, KY
$43.7M · 6,790 members
- Louisville Federal Credit Union
Louisville, KY
$34.9M · 2,184 members
- Audubon Credit Union
Owensboro, KY
$34.8M · 2,567 members
- Louisville Gas and Electric Company Credit Union
Louisville, KY
$49.8M · 2,717 members
- Labor Management Credit Union
LEWISPORT, KY
$28.3M · 2,803 members
- Metro Plus Credit Union
Lexington, KY
$51.9M · 4,685 members
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