Owensboro, Kentucky · Peer group 3
Audubon Credit Union
Audubon Credit Union holds $34.8M in assets across 2,567 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1956. Charter number 11168, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $34.8M |
|---|---|
| Total loans | $17.8M |
| Total shares (deposits) | $31.7M |
| Net worth | $3.1M |
| Members | 2,567 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.4% | |
|---|---|---|
| Loans | -0.7% | around the 59th percentile of its peer group |
| Deposits | -0.8% | around the 36th percentile of its peer group |
| Members | -0.7% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.3% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | lower than 91% of its peer group |
| Return on assets | 1.19% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.52% | around the 46th percentile of its peer group |
| Cash / assets | 20.1% | around the 83rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Audubon Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Louisville Federal Credit Union
Louisville, KY
$34.9M · 2,184 members
- Whitesville Community Credit Union
Whitesville, KY
$39.9M · 2,810 members
- Labor Management Credit Union
LEWISPORT, KY
$28.3M · 2,803 members
- Lexington Postal Community Credit Union
Lexington, KY
$27.7M · 2,130 members
- Your Hometown Credit Union
Mayfield, KY
$27.1M · 1,641 members
- Northern Kentucky Credit Union
Highland Height, KY
$43.7M · 6,790 members
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