Lexington, Kentucky · Peer group 3
Lexington Postal Community Credit Union
Lexington Postal Community Credit Union holds $27.7M in assets across 2,130 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1928. Charter number 62370, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $27.7M |
|---|---|
| Total loans | $13.0M |
| Total shares (deposits) | $25.1M |
| Net worth | $2.6M |
| Members | 2,130 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -0.6% | around the 59th percentile of its peer group |
| Deposits | 1.3% | around the 51st percentile of its peer group |
| Members | -4.0% | around the 22nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.1% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 13th percentile of its peer group |
| Return on assets | 0.15% | around the 24th percentile of its peer group |
| Delinquency ratio | 0.67% | around the 54th percentile of its peer group |
| Cash / assets | 23.0% | around the 88th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lexington Postal Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Labor Management Credit Union
LEWISPORT, KY
$28.3M · 2,803 members
- Your Hometown Credit Union
Mayfield, KY
$27.1M · 1,641 members
- Main Impact Credit Union
Murray, KY
$23.9M · 2,002 members
- K I T Credit Union
Louisville, KY
$22.4M · 1,844 members
- Audubon Credit Union
Owensboro, KY
$34.8M · 2,567 members
- Louisville Federal Credit Union
Louisville, KY
$34.9M · 2,184 members
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