Louisville, Kentucky · Peer group 3
K I T Credit Union
K I T Credit Union holds $22.4M in assets across 1,844 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1965. Charter number 16947, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $22.4M |
|---|---|
| Total loans | $14.6M |
| Total shares (deposits) | $19.6M |
| Net worth | $2.7M |
| Members | 1,844 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.0% | |
|---|---|---|
| Loans | 6.0% | around the 84th percentile of its peer group |
| Deposits | 1.4% | around the 51st percentile of its peer group |
| Members | 0.0% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.3% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 36th percentile of its peer group |
| Return on assets | 0.94% | around the 66th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 48th percentile of its peer group |
| Cash / assets | 5.8% | around the 15th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is K I T Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Main Impact Credit Union
Murray, KY
$23.9M · 2,002 members
- Arh Credit Union
MIDDLESBORO, KY
$20.0M · 3,700 members
- Old Kentucky Home Credit Union
BARDSTOWN, KY
$19.6M · 2,251 members
- Your Hometown Credit Union
Mayfield, KY
$27.1M · 1,641 members
- Lexington Postal Community Credit Union
Lexington, KY
$27.7M · 2,130 members
- W B H Employees Credit Union
Paducah, KY
$17.0M · 2,315 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for K I T Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.