Mayfield, Kentucky · Peer group 3
Your Hometown Credit Union
Your Hometown Credit Union holds $27.1M in assets across 1,641 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1965. Charter number 16702, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $27.1M |
|---|---|
| Total loans | $8.6M |
| Total shares (deposits) | $24.5M |
| Net worth | $2.4M |
| Members | 1,641 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | -30.7% | lower than 100% of its peer group |
| Deposits | -1.5% | around the 32nd percentile of its peer group |
| Members | -27.8% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.0% | around the 15th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.9% | lower than 91% of its peer group |
| Return on assets | -0.82% | lower than 93% of its peer group |
| Delinquency ratio | 0.12% | around the 24th percentile of its peer group |
| Cash / assets | 21.4% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Your Hometown Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Lexington Postal Community Credit Union
Lexington, KY
$27.7M · 2,130 members
- Labor Management Credit Union
LEWISPORT, KY
$28.3M · 2,803 members
- Main Impact Credit Union
Murray, KY
$23.9M · 2,002 members
- K I T Credit Union
Louisville, KY
$22.4M · 1,844 members
- Arh Credit Union
MIDDLESBORO, KY
$20.0M · 3,700 members
- Old Kentucky Home Credit Union
BARDSTOWN, KY
$19.6M · 2,251 members
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