Lacombe, Louisiana · Peer group 1
S T S P Credit Union
S T S P Credit Union holds $791K in assets across 299 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1962. Charter number 15089, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $791K |
|---|---|
| Total loans | $428K |
| Total shares (deposits) | $720K |
| Net worth | $71K |
| Members | 299 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.7% | |
|---|---|---|
| Loans | 8.7% | around the 81st percentile of its peer group |
| Deposits | -7.8% | around the 31st percentile of its peer group |
| Members | 1.4% | around the 82nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.5% | around the 65th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.0% | around the 13th percentile of its peer group |
| Return on assets | -0.76% | around the 28th percentile of its peer group |
| Delinquency ratio | 5.03% | around the 74th percentile of its peer group |
| Cash / assets | 30.4% | around the 53rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is S T S P Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- U B C Southern Council Industria Wo Credit Union
MINDEN, LA
$801K · 333 members
- Fourth Ward Credit Union
amite, LA
$910K · 233 members
- G G W Credit Union
New Orleans, LA
$922K · 132 members
- Municipal Employees Credit Union
BOGALUSA, LA
$635K · 154 members
- Immaculate Heart of Mary Credit Union
Lafayette, LA
$615K · 351 members
- Avenue Baptist Brotherhood Credit Union
Shreveport, LA
$604K · 94 members
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