Minden, Louisiana · Peer group 1
U B C Southern Council Industria Wo Credit Union
U B C Southern Council Industria Wo Credit Union holds $801K in assets across 333 members as of Q1 2026 — about $2K of assets per member, on a charter dating to 1975. Charter number 22219, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $801K |
|---|---|
| Total loans | $507K |
| Total shares (deposits) | $488K |
| Net worth | $308K |
| Members | 333 |
| Assets per member | $2K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.0% | |
|---|---|---|
| Loans | -12.2% | around the 36th percentile of its peer group |
| Deposits | -3.1% | around the 48th percentile of its peer group |
| Members | -17.2% | lower than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 103.9% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 38.5% | around the 88th percentile of its peer group |
| Return on assets | 1.09% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.62% | around the 48th percentile of its peer group |
| Cash / assets | 18.2% | around the 27th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is U B C Southern Council Industria Wo Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- S T S P Credit Union
Lacombe, LA
$791K · 299 members
- Fourth Ward Credit Union
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$910K · 233 members
- G G W Credit Union
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- Municipal Employees Credit Union
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- Immaculate Heart of Mary Credit Union
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- Washington Educational Assoc Credit Union
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$988K · 360 members
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