Fall River, Massachusetts · Peer group 5
Fall River Municipal Credit Union
Fall River Municipal Credit Union holds $315.1M in assets across 13,082 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1930. Charter number 67894, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $315.1M |
|---|---|
| Total loans | $188.5M |
| Total shares (deposits) | $236.5M |
| Net worth | $29.7M |
| Members | 13,082 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.0% | |
|---|---|---|
| Loans | 6.0% | around the 69th percentile of its peer group |
| Deposits | 5.3% | around the 67th percentile of its peer group |
| Members | -1.9% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 79.7% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 20th percentile of its peer group |
| Return on assets | 0.02% | lower than 91% of its peer group |
| Delinquency ratio | 0.23% | around the 16th percentile of its peer group |
| Cash / assets | 3.2% | lower than 95% of its peer group |
| Borrowings / assets | 16.9% | higher than 99% of its peer group |
What this page does not show
Everything above is Fall River Municipal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Holyoke Credit Union
Holyoke, MA
$299.4M · 21,601 members
- Alltrust Credit Union
Fairhaven, MA
$291.3M · 11,512 members
- Massmutual Credit Union
SPRINGFIELD, MA
$350.0M · 13,582 members
- Members Plus Credit Union
Medford, MA
$356.4M · 13,687 members
- Mass Bay Credit Union
SOUTH BOSTON, MA
$367.7M · 17,688 members
- Somerset Credit Union
Somerset, MA
$261.9M · 11,688 members
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