Holyoke, Massachusetts · Peer group 5
Holyoke Credit Union
Holyoke Credit Union holds $299.4M in assets across 21,601 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1911. Charter number 67875, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $299.4M |
|---|---|
| Total loans | $197.8M |
| Total shares (deposits) | $243.1M |
| Net worth | $26.8M |
| Members | 21,601 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.3% | |
|---|---|---|
| Loans | 13.3% | higher than 92% of its peer group |
| Deposits | 4.3% | around the 60th percentile of its peer group |
| Members | 5.8% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.4% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.9% | around the 13th percentile of its peer group |
| Return on assets | 0.42% | around the 31st percentile of its peer group |
| Delinquency ratio | 0.36% | around the 27th percentile of its peer group |
| Cash / assets | 3.6% | lower than 95% of its peer group |
| Borrowings / assets | 12.2% | higher than 99% of its peer group |
What this page does not show
Everything above is Holyoke Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Alltrust Credit Union
Fairhaven, MA
$291.3M · 11,512 members
- Fall River Municipal Credit Union
Fall River, MA
$315.1M · 13,082 members
- Somerset Credit Union
Somerset, MA
$261.9M · 11,688 members
- Tremont Credit Union
Boston, MA
$258.7M · 12,744 members
- Massmutual Credit Union
SPRINGFIELD, MA
$350.0M · 13,582 members
- Shrewsbury Credit Union
SHREWSBURY, MA
$247.6M · 9,664 members
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