Haverhill, Massachusetts · Peer group 3
Haverhill Fire Department Credit Union
Haverhill Fire Department Credit Union holds $27.3M in assets across 1,197 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1933. Charter number 67710, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $27.3M |
|---|---|
| Total loans | $15.7M |
| Total shares (deposits) | $24.6M |
| Net worth | $2.6M |
| Members | 1,197 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | -6.5% | around the 30th percentile of its peer group |
| Deposits | 2.9% | around the 62nd percentile of its peer group |
| Members | -2.3% | around the 38th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.8% | around the 60th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 15th percentile of its peer group |
| Return on assets | 0.48% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.02% | around the 12th percentile of its peer group |
| Cash / assets | 27.3% | higher than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Haverhill Fire Department Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Lowell Firefighters Credit Union
LOWELL, MA
$27.4M · 1,850 members
- Mycom Credit Union
Pittsfield, MA
$27.4M · 2,719 members
- Beverly Municipal Credit Union
Beverly, MA
$26.6M · 1,893 members
- Malden Credit Union
Malden, MA
$28.9M · 1,554 members
- Massachusetts Family Credit Union
LYNN, MA
$29.2M · 1,389 members
- Worcester Police Department Credit Union
Worcester, MA
$25.2M · 1,268 members
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