Framingham, Massachusetts · Peer group 5
Metrowest Community Credit Union
Metrowest Community Credit Union holds $146.5M in assets across 7,000 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1941. Charter number 4731, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $146.5M |
|---|---|
| Total loans | $71.8M |
| Total shares (deposits) | $137.2M |
| Net worth | $12.6M |
| Members | 7,000 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.9% | |
|---|---|---|
| Loans | -4.9% | around the 11th percentile of its peer group |
| Deposits | 5.8% | around the 72nd percentile of its peer group |
| Members | 0.0% | around the 53rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.3% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 91% of its peer group |
| Return on assets | 0.50% | around the 36th percentile of its peer group |
| Delinquency ratio | 0.30% | around the 22nd percentile of its peer group |
| Cash / assets | 8.0% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Metrowest Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- First Priority Credit Union
BOSTON, MA
$143.2M · 5,861 members
- Energy Credit Union
West Roxbury, MA
$129.1M · 5,616 members
- Pioneer Valley Credit Union
Springfield, MA
$164.9M · 11,570 members
- Nesc Credit Union
METHUEN, MA
$125.8M · 7,872 members
- Brotherhood Credit Union
Lynn, MA
$125.6M · 5,177 members
- New Bedford Credit Union
New Bedford, MA
$168.6M · 10,582 members
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