New Bedford, Massachusetts · Peer group 5
New Bedford Credit Union
New Bedford Credit Union holds $168.6M in assets across 10,582 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1932. Charter number 66733, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $168.6M |
|---|---|
| Total loans | $115.4M |
| Total shares (deposits) | $150.1M |
| Net worth | $18.2M |
| Members | 10,582 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.5% | |
|---|---|---|
| Loans | 3.4% | around the 54th percentile of its peer group |
| Deposits | -1.3% | around the 15th percentile of its peer group |
| Members | -4.2% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.9% | around the 60th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.8% | around the 40th percentile of its peer group |
| Return on assets | 0.66% | around the 47th percentile of its peer group |
| Delinquency ratio | 0.61% | around the 50th percentile of its peer group |
| Cash / assets | 7.8% | around the 30th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is New Bedford Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Homefield Credit Union
NORTH GRAFTON, MA
$170.6M · 6,883 members
- Pioneer Valley Credit Union
Springfield, MA
$164.9M · 11,570 members
- Naveo Credit Union
SOMERVILLE, MA
$174.6M · 6,681 members
- Alden Credit Union
Chicopee, MA
$187.9M · 12,757 members
- River Works Credit Union
Lynn, MA
$189.8M · 5,341 members
- Metrowest Community Credit Union
Framingham, MA
$146.5M · 7,000 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for New Bedford Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.