North Grafton, Massachusetts · Peer group 5
Homefield Credit Union
Homefield Credit Union holds $170.6M in assets across 6,883 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1966. Charter number 68057, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $170.6M |
|---|---|
| Total loans | $133.8M |
| Total shares (deposits) | $145.7M |
| Net worth | $17.1M |
| Members | 6,883 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.0% | |
|---|---|---|
| Loans | -5.8% | lower than 92% of its peer group |
| Deposits | 3.9% | around the 57th percentile of its peer group |
| Members | -3.8% | around the 16th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.8% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 10.0% | around the 28th percentile of its peer group |
| Return on assets | 0.19% | around the 16th percentile of its peer group |
| Delinquency ratio | 0.71% | around the 58th percentile of its peer group |
| Cash / assets | 6.0% | around the 18th percentile of its peer group |
| Borrowings / assets | 4.8% | higher than 94% of its peer group |
What this page does not show
Everything above is Homefield Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- New Bedford Credit Union
New Bedford, MA
$168.6M · 10,582 members
- Naveo Credit Union
SOMERVILLE, MA
$174.6M · 6,681 members
- Pioneer Valley Credit Union
Springfield, MA
$164.9M · 11,570 members
- Alden Credit Union
Chicopee, MA
$187.9M · 12,757 members
- River Works Credit Union
Lynn, MA
$189.8M · 5,341 members
- Metrowest Community Credit Union
Framingham, MA
$146.5M · 7,000 members
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