Rockville, Maryland · Peer group 6
National Institutes of Health Credit Union
National Institutes of Health Credit Union holds $825.5M in assets across 40,745 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1940. Charter number 3601, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $825.5M |
|---|---|
| Total loans | $493.7M |
| Total shares (deposits) | $754.4M |
| Net worth | $65.6M |
| Members | 40,745 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.0% | |
|---|---|---|
| Loans | 0.3% | around the 22nd percentile of its peer group |
| Deposits | 0.2% | around the 16th percentile of its peer group |
| Members | -7.8% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.4% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.1% | lower than 95% of its peer group |
| Return on assets | 0.42% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.20% | lower than 91% of its peer group |
| Cash / assets | 8.9% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is National Institutes of Health Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Cedar Point Credit Union
LEXINGTON PARK, MD
$902.9M · 47,768 members
- APL Credit Union
Laurel, MD
$709.5M · 31,150 members
- First Peoples Community Credit Union
CUMBERLAND, MD
$659.9M · 34,621 members
- Point Breeze Credit Union
Hunt Valley, MD
$1.00B · 67,607 members
- Johns Hopkins Credit Union
Baltimore, MD
$648.6M · 46,114 members
- Securityplus Credit Union
Baltimore, MD
$604.1M · 35,873 members
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