Hunt Valley, Maryland · Peer group 6
Point Breeze Credit Union
Point Breeze Credit Union holds $1.00B in assets across 67,607 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1935. Charter number 66585, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.00B |
|---|---|
| Total loans | $694.5M |
| Total shares (deposits) | $861.2M |
| Net worth | $132.8M |
| Members | 67,607 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.7% | |
|---|---|---|
| Loans | 7.5% | around the 69th percentile of its peer group |
| Deposits | 4.8% | around the 54th percentile of its peer group |
| Members | 2.4% | around the 60th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.6% | around the 39th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 87th percentile of its peer group |
| Return on assets | 0.49% | around the 33rd percentile of its peer group |
| Delinquency ratio | 0.27% | around the 15th percentile of its peer group |
| Cash / assets | 16.2% | higher than 92% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Point Breeze Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Cedar Point Credit Union
LEXINGTON PARK, MD
$902.9M · 47,768 members
- National Institutes of Health Credit Union
Rockville, MD
$825.5M · 40,745 members
- Municipal Empl.credit Union of Balt
BALTIMORE, MD
$1.27B · 92,195 members
- APL Credit Union
Laurel, MD
$709.5M · 31,150 members
- First Peoples Community Credit Union
CUMBERLAND, MD
$659.9M · 34,621 members
- Johns Hopkins Credit Union
Baltimore, MD
$648.6M · 46,114 members
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