Baltimore, Maryland · Peer group 3
Post Office CU of Md, Inc.
Post Office CU of Md, Inc. holds $29.3M in assets across 3,006 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 0. Charter number 95742, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $29.3M |
|---|---|
| Total loans | $22.3M |
| Total shares (deposits) | $20.6M |
| Net worth | $7.1M |
| Members | 3,006 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.2% | |
|---|---|---|
| Loans | 45.6% | higher than 100% of its peer group |
| Deposits | -2.0% | around the 29th percentile of its peer group |
| Members | 12.6% | higher than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 108.4% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 24.1% | higher than 93% of its peer group |
| Return on assets | 0.22% | around the 28th percentile of its peer group |
| Delinquency ratio | 1.43% | around the 77th percentile of its peer group |
| Cash / assets | 8.2% | around the 32nd percentile of its peer group |
| Borrowings / assets | 5.5% | higher than 99% of its peer group |
What this page does not show
Everything above is Post Office CU of Md, Inc.’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Ferko Md Credit Union
Frederick, MD
$29.9M · 3,035 members
- None Suffer Lack Credit Union
SUITLAND, MD
$28.6M · 1,947 members
- I B E W 26 Credit Union
LANHAM, MD
$30.2M · 2,892 members
- Howard County Education Credit Union
Ellicott City, MD
$25.2M · 3,906 members
- Thiokol Elkton Credit Union
Elkton, MD
$24.1M · 1,661 members
- W S S C Credit Union
Laurel, MD
$35.0M · 3,319 members
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