Laurel, Maryland · Peer group 3
W S S C Credit Union
W S S C Credit Union holds $35.0M in assets across 3,319 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1964. Charter number 16268, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $35.0M |
|---|---|
| Total loans | $18.6M |
| Total shares (deposits) | $31.6M |
| Net worth | $3.6M |
| Members | 3,319 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.8% | |
|---|---|---|
| Loans | -1.8% | around the 53rd percentile of its peer group |
| Deposits | 1.7% | around the 53rd percentile of its peer group |
| Members | -0.6% | around the 59th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.9% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.2% | around the 20th percentile of its peer group |
| Return on assets | -0.18% | around the 14th percentile of its peer group |
| Delinquency ratio | 2.16% | around the 86th percentile of its peer group |
| Cash / assets | 4.7% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is W S S C Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- I B E W 26 Credit Union
LANHAM, MD
$30.2M · 2,892 members
- Ferko Md Credit Union
Frederick, MD
$29.9M · 3,035 members
- Post Office CU of Md, Inc.
Baltimore, MD
$29.3M · 3,006 members
- None Suffer Lack Credit Union
SUITLAND, MD
$28.6M · 1,947 members
- Central Credit Union of Maryland,in
Baltimore, MD
$42.2M · 4,369 members
- Howard County Education Credit Union
Ellicott City, MD
$25.2M · 3,906 members
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