Kensington, Maryland · Peer group 5
Signal Financial Credit Union
Signal Financial Credit Union holds $369.1M in assets across 18,277 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1947. Charter number 5571, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $369.1M |
|---|---|
| Total loans | $285.1M |
| Total shares (deposits) | $331.0M |
| Net worth | $34.8M |
| Members | 18,277 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.8% | |
|---|---|---|
| Loans | -1.4% | around the 27th percentile of its peer group |
| Deposits | -0.9% | around the 16th percentile of its peer group |
| Members | -16.7% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.1% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 20th percentile of its peer group |
| Return on assets | -0.12% | lower than 94% of its peer group |
| Delinquency ratio | 0.41% | around the 32nd percentile of its peer group |
| Cash / assets | 5.0% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Signal Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Wepco Credit Union
BLOOMINGTON, MD
$397.3M · 42,117 members
- Prince George's Community Credit Union
Bowie, MD
$331.1M · 19,713 members
- Nymeo Credit Union
FREDERICK, MD
$408.5M · 20,941 members
- Chessie Credit Union
CUMBERLAND, MD
$433.2M · 33,968 members
- Mid-Atlantic Credit Union
Germantown, MD
$448.4M · 17,696 members
- U S Postal Service Credit Union
CLINTON, MD
$286.3M · 25,317 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Signal Financial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.