Bloomington, Maryland · Peer group 5
Wepco Credit Union
Wepco Credit Union holds $397.3M in assets across 42,117 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1950. Charter number 6685, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $397.3M |
|---|---|
| Total loans | $253.1M |
| Total shares (deposits) | $336.1M |
| Net worth | $60.1M |
| Members | 42,117 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.5% | |
|---|---|---|
| Loans | -1.7% | around the 26th percentile of its peer group |
| Deposits | 2.7% | around the 47th percentile of its peer group |
| Members | 1.9% | around the 74th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.3% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 86th percentile of its peer group |
| Return on assets | 1.69% | higher than 92% of its peer group |
| Delinquency ratio | 0.84% | around the 67th percentile of its peer group |
| Cash / assets | 30.4% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Wepco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Nymeo Credit Union
FREDERICK, MD
$408.5M · 20,941 members
- Signal Financial Credit Union
Kensington, MD
$369.1M · 18,277 members
- Chessie Credit Union
CUMBERLAND, MD
$433.2M · 33,968 members
- Mid-Atlantic Credit Union
Germantown, MD
$448.4M · 17,696 members
- Prince George's Community Credit Union
Bowie, MD
$331.1M · 19,713 members
- Fedchoice Credit Union
Lanham, MD
$503.4M · 25,704 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Wepco Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.