Germantown, Maryland · Peer group 5
Skypoint Credit Union
Skypoint Credit Union holds $249.8M in assets across 13,920 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1968. Charter number 18917, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $249.8M |
|---|---|
| Total loans | $189.6M |
| Total shares (deposits) | $195.8M |
| Net worth | $29.6M |
| Members | 13,920 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.7% | |
|---|---|---|
| Loans | 11.5% | around the 89th percentile of its peer group |
| Deposits | 8.3% | around the 87th percentile of its peer group |
| Members | 2.7% | around the 81st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 96.8% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 55th percentile of its peer group |
| Return on assets | 0.35% | around the 26th percentile of its peer group |
| Delinquency ratio | 1.54% | higher than 90% of its peer group |
| Cash / assets | 5.2% | around the 13th percentile of its peer group |
| Borrowings / assets | 11.6% | higher than 98% of its peer group |
What this page does not show
Everything above is Skypoint Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Bull Dog Credit Union
HAGERSTOWN, MD
$241.5M · 21,251 members
- Har-Co Credit Union
BEL AIR, MD
$285.5M · 13,626 members
- U S Postal Service Credit Union
CLINTON, MD
$286.3M · 25,317 members
- Police Credit Union
UPPER MARLBORO, MD
$175.8M · 13,960 members
- Prince George's Community Credit Union
Bowie, MD
$331.1M · 19,713 members
- Act 1st Credit Union
LaVale, MD
$150.3M · 12,048 members
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