Bel Air, Maryland · Peer group 5
Har-Co Credit Union
Har-Co Credit Union holds $285.5M in assets across 13,626 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1955. Charter number 68639, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $285.5M |
|---|---|
| Total loans | $190.9M |
| Total shares (deposits) | $256.6M |
| Net worth | $26.4M |
| Members | 13,626 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.0% | |
|---|---|---|
| Loans | 4.9% | around the 63rd percentile of its peer group |
| Deposits | 5.0% | around the 65th percentile of its peer group |
| Members | -1.2% | around the 38th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.4% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 23rd percentile of its peer group |
| Return on assets | 0.51% | around the 37th percentile of its peer group |
| Delinquency ratio | 0.54% | around the 44th percentile of its peer group |
| Cash / assets | 23.0% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Har-Co Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- U S Postal Service Credit Union
CLINTON, MD
$286.3M · 25,317 members
- Skypoint Credit Union
GERMANTOWN, MD
$249.8M · 13,920 members
- Bull Dog Credit Union
HAGERSTOWN, MD
$241.5M · 21,251 members
- Prince George's Community Credit Union
Bowie, MD
$331.1M · 19,713 members
- Signal Financial Credit Union
Kensington, MD
$369.1M · 18,277 members
- Police Credit Union
UPPER MARLBORO, MD
$175.8M · 13,960 members
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