Lewiston, Maine · Peer group 5
Central Maine Credit Union
Central Maine Credit Union holds $143.1M in assets across 6,460 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1950. Charter number 6936, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.1M |
|---|---|
| Total loans | $43.1M |
| Total shares (deposits) | $121.7M |
| Net worth | $21.3M |
| Members | 6,460 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | 12.3% | higher than 90% of its peer group |
| Deposits | 5.0% | around the 64th percentile of its peer group |
| Members | 21.9% | higher than 100% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.4% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 14.9% | around the 84th percentile of its peer group |
| Return on assets | 0.70% | around the 51st percentile of its peer group |
| Delinquency ratio | 0.36% | around the 27th percentile of its peer group |
| Cash / assets | 32.1% | higher than 100% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Central Maine Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- K V Credit Union
Augusta, ME
$138.4M · 10,948 members
- Franklin-Somerset Credit Union
MADISON, ME
$151.8M · 10,005 members
- Connected Credit Union
AUGUSTA, ME
$133.6M · 7,611 members
- Trademark Credit Union
Augusta, ME
$132.6M · 8,110 members
- Lincoln Maine Credit Union
LINCOLN, ME
$161.6M · 6,920 members
- Casco Credit Union
Gorham, ME
$121.4M · 9,134 members
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