Lewiston, Maine · Peer group 5
Maine Family Credit Union
Maine Family Credit Union holds $285.7M in assets across 19,179 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1938. Charter number 2644, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $285.7M |
|---|---|
| Total loans | $129.9M |
| Total shares (deposits) | $260.0M |
| Net worth | $24.9M |
| Members | 19,179 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | 16.0% | higher than 96% of its peer group |
| Deposits | 6.4% | around the 76th percentile of its peer group |
| Members | 3.8% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.9% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.62% | around the 44th percentile of its peer group |
| Delinquency ratio | 0.18% | around the 12th percentile of its peer group |
| Cash / assets | 14.7% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Maine Family Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- Bangor Credit Union
Bangor, ME
$291.0M · 15,712 members
- Norstate Credit Union
Madawaska, ME
$280.4M · 14,075 members
- Otis Credit Union
Jay, ME
$296.3M · 12,477 members
- Midcoast Credit Union
Freeport, ME
$266.9M · 16,020 members
- Truchoice Credit Union
PORTLAND, ME
$253.6M · 12,579 members
- Downeast Credit Union
Baileyville, ME
$327.7M · 25,342 members
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