Mexico, Maine · Peer group 5
Oxford Credit Union
Oxford Credit Union holds $370.2M in assets across 20,296 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1938. Charter number 2645, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $370.2M |
|---|---|
| Total loans | $223.0M |
| Total shares (deposits) | $309.5M |
| Net worth | $58.5M |
| Members | 20,296 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.6% | |
|---|---|---|
| Loans | 2.5% | around the 49th percentile of its peer group |
| Deposits | 4.8% | around the 63rd percentile of its peer group |
| Members | 3.3% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 72.0% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.8% | around the 88th percentile of its peer group |
| Return on assets | 1.79% | higher than 94% of its peer group |
| Delinquency ratio | 0.36% | around the 27th percentile of its peer group |
| Cash / assets | 7.5% | around the 28th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Oxford Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- Peopleschoice Credit Union
Biddeford, ME
$366.9M · 20,377 members
- Ancorum Credit Union
Bath, ME
$405.7M · 30,563 members
- Acadia Credit Union
FORT KENT, ME
$408.1M · 18,300 members
- Downeast Credit Union
Baileyville, ME
$327.7M · 25,342 members
- Cport Credit Union
Portland, ME
$439.2M · 37,387 members
- Otis Credit Union
Jay, ME
$296.3M · 12,477 members
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