Kalamazoo, Michigan · Peer group 6
Advia Credit Union
Advia Credit Union holds $3.97B in assets across 186,725 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1935. Charter number 61503, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.97B |
|---|---|
| Total loans | $3.12B |
| Total shares (deposits) | $3.28B |
| Net worth | $388.8M |
| Members | 186,725 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.0% | |
|---|---|---|
| Loans | 10.3% | around the 83rd percentile of its peer group |
| Deposits | 7.9% | around the 79th percentile of its peer group |
| Members | -7.7% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.0% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 33rd percentile of its peer group |
| Return on assets | 1.05% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.66% | around the 54th percentile of its peer group |
| Cash / assets | 4.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 7.0% | around the 84th percentile of its peer group |
What this page does not show
Everything above is Advia Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Michigan Schools and Government Credit Union
Clinton Townshi, MI
$4.37B · 162,111 members
- United Credit Union
St Joseph, MI
$4.40B · 190,895 members
- Lake Trust Credit Union
Brighton, MI
$2.87B · 180,917 members
- Consumers Credit Union
Oshtemo, MI
$2.86B · 153,309 members
- DOW Credit Union
Midland, MI
$2.61B · 83,834 members
- Elga Credit Union
Grand Blanc, MI
$2.47B · 117,117 members
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