Port Huron, Michigan · Peer group 3
Flagship Community Credit Union
Flagship Community Credit Union holds $33.5M in assets across 3,048 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1959. Charter number 13391, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $33.5M |
|---|---|
| Total loans | $17.2M |
| Total shares (deposits) | $29.5M |
| Net worth | $3.8M |
| Members | 3,048 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.0% | |
|---|---|---|
| Loans | -1.5% | around the 55th percentile of its peer group |
| Deposits | -4.4% | around the 16th percentile of its peer group |
| Members | -10.9% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.5% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 30th percentile of its peer group |
| Return on assets | 0.63% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 38th percentile of its peer group |
| Cash / assets | 5.5% | around the 13th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Flagship Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Construction Credit Union
BINGHAM FARMS, MI
$33.7M · 1,173 members
- Alpena Community Credit Union
Alpena, MI
$35.5M · 2,254 members
- Kenowa Community Credit Union
WYOMING, MI
$31.2M · 2,522 members
- Settlers Credit Union
BRUCE CROSSING, MI
$37.3M · 3,965 members
- Graco Credit Union
Alma, MI
$37.6M · 3,377 members
- Gogebic County Credit Union
BESSEMER, MI
$38.7M · 3,746 members
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