Kingsford, Michigan · Peer group 5
Iron Mountain Kingsford Community Credit Union
Iron Mountain Kingsford Community Credit Union holds $150.4M in assets across 10,079 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1948. Charter number 5660, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $150.4M |
|---|---|
| Total loans | $35.0M |
| Total shares (deposits) | $123.5M |
| Net worth | $26.0M |
| Members | 10,079 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.5% | |
|---|---|---|
| Loans | -2.3% | around the 21st percentile of its peer group |
| Deposits | 3.0% | around the 49th percentile of its peer group |
| Members | -1.9% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 28.4% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 17.3% | higher than 93% of its peer group |
| Return on assets | 1.57% | higher than 91% of its peer group |
| Delinquency ratio | 0.22% | around the 15th percentile of its peer group |
| Cash / assets | 27.1% | higher than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Iron Mountain Kingsford Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Consumers Professional Credit Union
LANSING, MI
$148.0M · 7,116 members
- Community First Credit Union
LAKEVIEW, MI
$146.9M · 13,807 members
- Financialedge Credit Union
Bay City, MI
$144.8M · 8,792 members
- Best Financial Credit Union
MUSKEGON, MI
$156.1M · 12,930 members
- Lenco Credit Union
Adrian, MI
$143.6M · 7,565 members
- Wayne-Westland Credit Union
Westland, MI
$159.7M · 10,762 members
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