Battle Creek, Michigan · Peer group 6
Kellogg Community Credit Union
Kellogg Community Credit Union holds $1.01B in assets across 50,750 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1941. Charter number 68678, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.01B |
|---|---|
| Total loans | $712.5M |
| Total shares (deposits) | $837.1M |
| Net worth | $166.7M |
| Members | 50,750 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.1% | |
|---|---|---|
| Loans | 4.2% | around the 47th percentile of its peer group |
| Deposits | 7.7% | around the 78th percentile of its peer group |
| Members | 1.8% | around the 53rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.1% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.5% | higher than 96% of its peer group |
| Return on assets | 1.37% | around the 88th percentile of its peer group |
| Delinquency ratio | 0.51% | around the 40th percentile of its peer group |
| Cash / assets | 15.3% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Kellogg Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- 4FRONT Credit Union
Traverse City, MI
$1.02B · 104,651 members
- Zeal Credit Union
Livonia, MI
$1.05B · 72,792 members
- Alpena-Alcona Area Credit Union
Alpena, MI
$957.6M · 49,570 members
- True Community Credit Union
Jackson, MI
$953.2M · 81,734 members
- Tlc Community Credit Union
Adrian, MI
$938.0M · 49,057 members
- Arbor Financial Credit Union
KALAMAZOO, MI
$905.3M · 47,329 members
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