Jackson, Michigan · Peer group 6
True Community Credit Union
True Community Credit Union holds $953.2M in assets across 81,734 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1953. Charter number 68718, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $953.2M |
|---|---|
| Total loans | $704.6M |
| Total shares (deposits) | $818.0M |
| Net worth | $107.9M |
| Members | 81,734 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | 1.8% | around the 33rd percentile of its peer group |
| Deposits | 2.8% | around the 34th percentile of its peer group |
| Members | -0.5% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.1% | around the 55th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 62nd percentile of its peer group |
| Return on assets | 1.01% | around the 74th percentile of its peer group |
| Delinquency ratio | 1.47% | higher than 94% of its peer group |
| Cash / assets | 12.1% | around the 78th percentile of its peer group |
| Borrowings / assets | 2.1% | around the 56th percentile of its peer group |
What this page does not show
Everything above is True Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Alpena-Alcona Area Credit Union
Alpena, MI
$957.6M · 49,570 members
- Tlc Community Credit Union
Adrian, MI
$938.0M · 49,057 members
- Arbor Financial Credit Union
KALAMAZOO, MI
$905.3M · 47,329 members
- Members First Credit Union
Midland, MI
$904.1M · 67,425 members
- Kellogg Community Credit Union
BATTLE CREEK, MI
$1.01B · 50,750 members
- 4FRONT Credit Union
Traverse City, MI
$1.02B · 104,651 members
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