Lansing, Michigan · Peer group 6
LAFCU Credit Union
LAFCU Credit Union holds $1.14B in assets across 73,193 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1936. Charter number 68632, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.14B |
|---|---|
| Total loans | $784.3M |
| Total shares (deposits) | $902.9M |
| Net worth | $231.9M |
| Members | 73,193 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.6% | |
|---|---|---|
| Loans | 1.6% | around the 30th percentile of its peer group |
| Deposits | -2.7% | lower than 94% of its peer group |
| Members | -0.4% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.9% | around the 57th percentile of its peer group |
|---|---|---|
| Net worth ratio | 20.4% | higher than 99% of its peer group |
| Return on assets | 0.36% | around the 21st percentile of its peer group |
| Delinquency ratio | 1.05% | around the 81st percentile of its peer group |
| Cash / assets | 9.0% | around the 57th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is LAFCU Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Christian Financial Credit Union
Sterling Height, MI
$1.11B · 61,556 members
- Michigan Educational Credit Union
Plymouth, MI
$1.11B · 47,969 members
- Wildfire Credit Union
Saginaw, MI
$1.19B · 50,257 members
- Zeal Credit Union
Livonia, MI
$1.05B · 72,792 members
- 4FRONT Credit Union
Traverse City, MI
$1.02B · 104,651 members
- Kellogg Community Credit Union
BATTLE CREEK, MI
$1.01B · 50,750 members
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