Ontonagon, Michigan · Peer group 3
Lake Superior Credit Union
Lake Superior Credit Union holds $10.9M in assets across 1,330 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1959. Charter number 65085, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $10.9M |
|---|---|
| Total loans | $5.5M |
| Total shares (deposits) | $9.4M |
| Net worth | $1.5M |
| Members | 1,330 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.0% | |
|---|---|---|
| Loans | 10.9% | higher than 93% of its peer group |
| Deposits | 1.9% | around the 54th percentile of its peer group |
| Members | 0.8% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.5% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 53rd percentile of its peer group |
| Return on assets | 1.90% | higher than 93% of its peer group |
| Delinquency ratio | 0.06% | around the 17th percentile of its peer group |
| Cash / assets | 11.4% | around the 51st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lake Superior Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Northern Lights Community Credit Union
Chatham, MI
$12.6M · 1,288 members
- Rock Community Credit Union
Rock, MI
$9.0M · 826 members
- Muskegon St Joseph Credit Union
MUSKEGON, MI
$13.0M · 1,295 members
- West Michigan Postal Service Credit Union
MUSKEGON, MI
$7.3M · 811 members
- Westacres Credit Union
WEST BLOOMFIELD, MI
$6.9M · 566 members
- Frankfort Community Credit Union
FRANKFORT, MI
$18.0M · 2,147 members
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