Rock, Michigan · Peer group 2
Rock Community Credit Union
Rock Community Credit Union holds $9.0M in assets across 826 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1972. Charter number 21020, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $9.0M |
|---|---|
| Total loans | $2.7M |
| Total shares (deposits) | $8.3M |
| Net worth | $780K |
| Members | 826 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.3% | |
|---|---|---|
| Loans | -1.6% | around the 64th percentile of its peer group |
| Deposits | 7.2% | around the 87th percentile of its peer group |
| Members | -1.3% | around the 53rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 33.2% | around the 16th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 93% of its peer group |
| Return on assets | 0.61% | around the 58th percentile of its peer group |
| Delinquency ratio | 0.78% | around the 48th percentile of its peer group |
| Cash / assets | 26.0% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Rock Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- West Michigan Postal Service Credit Union
MUSKEGON, MI
$7.3M · 811 members
- Lake Superior Credit Union
ONTONAGON, MI
$10.9M · 1,330 members
- Westacres Credit Union
WEST BLOOMFIELD, MI
$6.9M · 566 members
- Northern Lights Community Credit Union
Chatham, MI
$12.6M · 1,288 members
- Muskegon St Joseph Credit Union
MUSKEGON, MI
$13.0M · 1,295 members
- I.M. Detroit District Credit Union
DETROIT, MI
$2.0M · 58 members
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