Trenton, Michigan · Peer group 4
Shore to Shore Community Credit Union
Shore to Shore Community Credit Union holds $85.2M in assets across 5,262 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1953. Charter number 8349, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $85.2M |
|---|---|
| Total loans | $27.9M |
| Total shares (deposits) | $74.9M |
| Net worth | $9.9M |
| Members | 5,262 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -3.2% | around the 34th percentile of its peer group |
| Deposits | 0.5% | around the 40th percentile of its peer group |
| Members | -3.5% | around the 24th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.3% | around the 11th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.6% | around the 37th percentile of its peer group |
| Return on assets | 1.53% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.70% | around the 54th percentile of its peer group |
| Cash / assets | 13.7% | around the 69th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Shore to Shore Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- South Central Credit Union
JACKSON, MI
$84.9M · 6,814 members
- Wexford Community Credit Union
Cadillac, MI
$87.7M · 8,080 members
- Lake Huron Credit Union
Saginaw, MI
$82.5M · 6,264 members
- Limestone Financial Credit Union
Manistique, MI
$81.1M · 4,871 members
- Muskegon Credit Union
MUSKEGON, MI
$80.9M · 5,042 members
- Thornapple Credit Union
Hastings, MI
$78.4M · 8,484 members
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