Jackson, Michigan · Peer group 4
South Central Credit Union
South Central Credit Union holds $84.9M in assets across 6,814 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1954. Charter number 62143, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $84.9M |
|---|---|
| Total loans | $39.9M |
| Total shares (deposits) | $72.5M |
| Net worth | $12.1M |
| Members | 6,814 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.7% | |
|---|---|---|
| Loans | 5.5% | around the 80th percentile of its peer group |
| Deposits | -2.3% | around the 19th percentile of its peer group |
| Members | -4.2% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.0% | around the 40th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 65th percentile of its peer group |
| Return on assets | 0.26% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.61% | around the 50th percentile of its peer group |
| Cash / assets | 9.5% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is South Central Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Shore to Shore Community Credit Union
Trenton, MI
$85.2M · 5,262 members
- Lake Huron Credit Union
Saginaw, MI
$82.5M · 6,264 members
- Wexford Community Credit Union
Cadillac, MI
$87.7M · 8,080 members
- Limestone Financial Credit Union
Manistique, MI
$81.1M · 4,871 members
- Muskegon Credit Union
MUSKEGON, MI
$80.9M · 5,042 members
- Thornapple Credit Union
Hastings, MI
$78.4M · 8,484 members
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