Saint Paul, Minnesota · Peer group 6
City & County Credit Union
City & County Credit Union holds $1.18B in assets across 62,149 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1928. Charter number 60255, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.18B |
|---|---|
| Total loans | $690.0M |
| Total shares (deposits) | $1.05B |
| Net worth | $139.9M |
| Members | 62,149 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.4% | |
|---|---|---|
| Loans | 1.6% | around the 31st percentile of its peer group |
| Deposits | 0.4% | around the 16th percentile of its peer group |
| Members | -0.3% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.9% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 70th percentile of its peer group |
| Return on assets | 0.65% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.29% | around the 16th percentile of its peer group |
| Cash / assets | 11.1% | around the 72nd percentile of its peer group |
| Borrowings / assets | 1.4% | around the 49th percentile of its peer group |
What this page does not show
Everything above is City & County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Members Cooperative Credit Union
DULUTH, MN
$1.19B · 59,619 members
- Topline Financial Credit Union
Maple Grove, MN
$1.15B · 69,773 members
- Ideal Credit Union
WOODBURY, MN
$1.09B · 48,369 members
- Mayo Employees Credit Union
ROCHESTER, MN
$1.53B · 75,879 members
- Mid Minnesota Credit Union
Baxter, MN
$833.9M · 67,210 members
- Southpoint Financial Credit Union
SLEEPY EYE, MN
$620.0M · 34,392 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for City & County Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.