Maple Grove, Minnesota · Peer group 6
Topline Financial Credit Union
Topline Financial Credit Union holds $1.15B in assets across 69,773 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1935. Charter number 68731, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.15B |
|---|---|
| Total loans | $883.3M |
| Total shares (deposits) | $986.8M |
| Net worth | $112.2M |
| Members | 69,773 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | 3.5% | around the 43rd percentile of its peer group |
| Deposits | 3.5% | around the 40th percentile of its peer group |
| Members | -0.3% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.5% | around the 66th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 32nd percentile of its peer group |
| Return on assets | 0.51% | around the 35th percentile of its peer group |
| Delinquency ratio | 0.65% | around the 53rd percentile of its peer group |
| Cash / assets | 8.5% | around the 51st percentile of its peer group |
| Borrowings / assets | 2.8% | around the 62nd percentile of its peer group |
What this page does not show
Everything above is Topline Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- City & County Credit Union
SAINT PAUL, MN
$1.18B · 62,149 members
- Members Cooperative Credit Union
DULUTH, MN
$1.19B · 59,619 members
- Ideal Credit Union
WOODBURY, MN
$1.09B · 48,369 members
- Mid Minnesota Credit Union
Baxter, MN
$833.9M · 67,210 members
- Mayo Employees Credit Union
ROCHESTER, MN
$1.53B · 75,879 members
- Southpoint Financial Credit Union
SLEEPY EYE, MN
$620.0M · 34,392 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Topline Financial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.