Rochester, Minnesota · Peer group 5
First Alliance Credit Union
First Alliance Credit Union holds $335.0M in assets across 21,663 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1932. Charter number 62872, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $335.0M |
|---|---|
| Total loans | $247.0M |
| Total shares (deposits) | $287.8M |
| Net worth | $35.0M |
| Members | 21,663 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 19.6% | |
|---|---|---|
| Loans | 11.4% | around the 89th percentile of its peer group |
| Deposits | 16.9% | higher than 99% of its peer group |
| Members | 4.3% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.8% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.4% | around the 33rd percentile of its peer group |
| Return on assets | 2.94% | higher than 100% of its peer group |
| Delinquency ratio | 1.27% | around the 85th percentile of its peer group |
| Cash / assets | 6.4% | around the 20th percentile of its peer group |
| Borrowings / assets | 2.1% | around the 87th percentile of its peer group |
What this page does not show
Everything above is First Alliance Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Minnesota Valley Credit Union
Mankato, MN
$333.9M · 18,467 members
- Centricity Credit Union
HERMANTOWN, MN
$337.9M · 21,757 members
- Sharepoint Credit Union
Bloomington, MN
$368.2M · 20,680 members
- My Credit Union
BLOOMINGTON, MN
$371.3M · 22,316 members
- TruStar Credit Union
INTERNATIONAL F, MN
$374.2M · 19,213 members
- Home Town Credit Union
Owatonna, MN
$295.6M · 25,572 members
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