Mankato, Minnesota · Peer group 5
Minnesota Valley Credit Union
Minnesota Valley Credit Union holds $333.9M in assets across 18,467 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1934. Charter number 19440, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $333.9M |
|---|---|
| Total loans | $165.4M |
| Total shares (deposits) | $296.1M |
| Net worth | $36.7M |
| Members | 18,467 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.8% | |
|---|---|---|
| Loans | 6.9% | around the 72nd percentile of its peer group |
| Deposits | 6.6% | around the 77th percentile of its peer group |
| Members | 1.1% | around the 66th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.9% | around the 19th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 43rd percentile of its peer group |
| Return on assets | 0.84% | around the 60th percentile of its peer group |
| Delinquency ratio | 0.60% | around the 49th percentile of its peer group |
| Cash / assets | 4.8% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Minnesota Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- First Alliance Credit Union
Rochester, MN
$335.0M · 21,663 members
- Centricity Credit Union
HERMANTOWN, MN
$337.9M · 21,757 members
- Sharepoint Credit Union
Bloomington, MN
$368.2M · 20,680 members
- My Credit Union
BLOOMINGTON, MN
$371.3M · 22,316 members
- Home Town Credit Union
Owatonna, MN
$295.6M · 25,572 members
- Greater Community Credit Union
Dawson, MN
$294.7M · 8,323 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Minnesota Valley Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.