Vicksburg, Mississippi · Peer group 6
Mutual Credit Union
Mutual Credit Union holds $517.3M in assets across 42,421 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1931. Charter number 24948, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $517.3M |
|---|---|
| Total loans | $285.4M |
| Total shares (deposits) | $451.4M |
| Net worth | $68.5M |
| Members | 42,421 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.9% | |
|---|---|---|
| Loans | 14.7% | higher than 94% of its peer group |
| Deposits | 4.7% | around the 53rd percentile of its peer group |
| Members | -0.3% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.2% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 87th percentile of its peer group |
| Return on assets | 1.48% | higher than 92% of its peer group |
| Delinquency ratio | 0.85% | around the 71st percentile of its peer group |
| Cash / assets | 14.4% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Mutual Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Singing River Credit Union
MOSS POINT, MS
$402.5M · 32,756 members
- Navigator Credit Union
Pascagoula, MS
$398.8M · 47,480 members
- Sunbelt Credit Union
Hattiesburg, MS
$370.1M · 35,226 members
- Statewide Credit Union
Flowood, MS
$210.0M · 24,134 members
- Magnolia Credit Union
Jackson, MS
$188.1M · 21,084 members
- Rivertrust Credit Union
PEARL, MS
$168.2M · 7,647 members
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