Pearl, Mississippi · Peer group 5
Rivertrust Credit Union
Rivertrust Credit Union holds $168.2M in assets across 7,647 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1935. Charter number 473, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $168.2M |
|---|---|
| Total loans | $85.9M |
| Total shares (deposits) | $141.6M |
| Net worth | $32.0M |
| Members | 7,647 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.8% | |
|---|---|---|
| Loans | -3.9% | around the 14th percentile of its peer group |
| Deposits | 1.7% | around the 36th percentile of its peer group |
| Members | 0.9% | around the 64th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.7% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.1% | higher than 96% of its peer group |
| Return on assets | 0.68% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 46th percentile of its peer group |
| Cash / assets | 8.0% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Rivertrust Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Magnolia Credit Union
Jackson, MS
$188.1M · 21,084 members
- Members Exchange Credit Union
Jackson, MS
$143.5M · 11,611 members
- Centuryfirst Credit Union
HATTIESBURG, MS
$141.7M · 16,149 members
- Statewide Credit Union
Flowood, MS
$210.0M · 24,134 members
- Gulf Coast Community Credit Union
GULFPORT, MS
$126.3M · 12,102 members
- Triangle Credit Union
Columbus, MS
$125.6M · 11,663 members
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