Jackson, Mississippi · Peer group 5
Members Exchange Credit Union
Members Exchange Credit Union holds $143.5M in assets across 11,611 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1954. Charter number 24952, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.5M |
|---|---|
| Total loans | $63.8M |
| Total shares (deposits) | $110.5M |
| Net worth | $30.2M |
| Members | 11,611 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | 5.0% | around the 63rd percentile of its peer group |
| Deposits | 3.2% | around the 50th percentile of its peer group |
| Members | -5.9% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 57.8% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.0% | higher than 97% of its peer group |
| Return on assets | 0.71% | around the 52nd percentile of its peer group |
| Delinquency ratio | 0.13% | lower than 91% of its peer group |
| Cash / assets | 11.9% | around the 63rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Members Exchange Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Centuryfirst Credit Union
HATTIESBURG, MS
$141.7M · 16,149 members
- Gulf Coast Community Credit Union
GULFPORT, MS
$126.3M · 12,102 members
- Triangle Credit Union
Columbus, MS
$125.6M · 11,663 members
- Rivertrust Credit Union
PEARL, MS
$168.2M · 7,647 members
- Magnolia Credit Union
Jackson, MS
$188.1M · 21,084 members
- Ferguson Credit Union
Monticello, MS
$96.2M · 10,064 members
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