Monticello, Mississippi · Peer group 4
Ferguson Credit Union
Ferguson Credit Union holds $96.2M in assets across 10,064 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1968. Charter number 18515, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $96.2M |
|---|---|
| Total loans | $66.0M |
| Total shares (deposits) | $86.1M |
| Net worth | $9.3M |
| Members | 10,064 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.1% | |
|---|---|---|
| Loans | 7.1% | around the 87th percentile of its peer group |
| Deposits | 1.0% | around the 44th percentile of its peer group |
| Members | -3.2% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.7% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 17th percentile of its peer group |
| Return on assets | 0.29% | around the 27th percentile of its peer group |
| Delinquency ratio | 2.57% | higher than 97% of its peer group |
| Cash / assets | 9.3% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.4% | higher than 95% of its peer group |
What this page does not show
Everything above is Ferguson Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- 1st Mississippi Credit Union
Meridian, MS
$81.9M · 10,630 members
- Jackson Area Credit Union
Jackson, MS
$71.4M · 15,704 members
- Meridian Mutual Credit Union
Meridian, MS
$70.6M · 7,606 members
- Eagle Express Credit Union
JACKSON, MS
$66.8M · 3,924 members
- Triangle Credit Union
Columbus, MS
$125.6M · 11,663 members
- Gulf Coast Community Credit Union
GULFPORT, MS
$126.3M · 12,102 members
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