Meridian, Mississippi · Peer group 4
Meridian Mutual Credit Union
Meridian Mutual Credit Union holds $70.6M in assets across 7,606 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1953. Charter number 8433, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $70.6M |
|---|---|
| Total loans | $32.8M |
| Total shares (deposits) | $62.0M |
| Net worth | $8.7M |
| Members | 7,606 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 16.9% | |
|---|---|---|
| Loans | 16.2% | higher than 97% of its peer group |
| Deposits | 17.6% | higher than 99% of its peer group |
| Members | 8.3% | higher than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 53.0% | around the 36th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 44th percentile of its peer group |
| Return on assets | 0.33% | around the 30th percentile of its peer group |
| Delinquency ratio | 0.96% | around the 70th percentile of its peer group |
| Cash / assets | 13.0% | around the 66th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Meridian Mutual Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Jackson Area Credit Union
Jackson, MS
$71.4M · 15,704 members
- Eagle Express Credit Union
JACKSON, MS
$66.8M · 3,924 members
- 1st Mississippi Credit Union
Meridian, MS
$81.9M · 10,630 members
- Ferguson Credit Union
Monticello, MS
$96.2M · 10,064 members
- Mississippi National Guard Credit Union
JACKSON, MS
$43.5M · 2,980 members
- Brightview Credit Union
RIDGELAND, MS
$38.1M · 4,663 members
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