Jackson, Mississippi · Peer group 4
Jackson Area Credit Union
Jackson Area Credit Union holds $71.4M in assets across 15,704 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1953. Charter number 8445, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $71.4M |
|---|---|
| Total loans | $43.7M |
| Total shares (deposits) | $148.2M |
| Net worth | $-77.0M |
| Members | 15,704 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -50.2% | |
|---|---|---|
| Loans | -3.7% | around the 32nd percentile of its peer group |
| Deposits | 14.5% | higher than 98% of its peer group |
| Members | 0.3% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 29.5% | lower than 95% of its peer group |
|---|---|---|
| Net worth ratio | -107.9% | lower than 100% of its peer group |
| Return on assets | -514.26% | lower than 100% of its peer group |
| Delinquency ratio | 1.19% | around the 78th percentile of its peer group |
| Cash / assets | 21.5% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Jackson Area Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Meridian Mutual Credit Union
Meridian, MS
$70.6M · 7,606 members
- Eagle Express Credit Union
JACKSON, MS
$66.8M · 3,924 members
- 1st Mississippi Credit Union
Meridian, MS
$81.9M · 10,630 members
- Ferguson Credit Union
Monticello, MS
$96.2M · 10,064 members
- Mississippi National Guard Credit Union
JACKSON, MS
$43.5M · 2,980 members
- Brightview Credit Union
RIDGELAND, MS
$38.1M · 4,663 members
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