Libby, Montana · Peer group 5
Lincoln County Credit Union
Lincoln County Credit Union holds $182.4M in assets across 5,698 members as of Q1 2026 — about $32K of assets per member, on a charter dating to 1957. Charter number 63199, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $182.4M |
|---|---|
| Total loans | $64.4M |
| Total shares (deposits) | $142.9M |
| Net worth | $39.3M |
| Members | 5,698 |
| Assets per member | $32K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.6% | |
|---|---|---|
| Loans | -7.1% | lower than 94% of its peer group |
| Deposits | 8.3% | around the 87th percentile of its peer group |
| Members | -0.3% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 45.0% | lower than 92% of its peer group |
|---|---|---|
| Net worth ratio | 21.5% | higher than 98% of its peer group |
| Return on assets | 2.06% | higher than 97% of its peer group |
| Delinquency ratio | 0.17% | around the 11th percentile of its peer group |
| Cash / assets | 24.7% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Lincoln County Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Sky Credit Union
Livingston, MT
$190.4M · 12,746 members
- Southwest Montana Community Credit Union
Anaconda, MT
$202.6M · 11,541 members
- 1st Liberty Credit Union
Great Falls, MT
$217.5M · 14,437 members
- Billings Credit Union
Billings, MT
$218.0M · 13,027 members
- Grasslands Credit Union
CIRCLE, MT
$139.5M · 3,858 members
- Russell Country Credit Union
Great Falls, MT
$132.9M · 9,897 members
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