Anaconda, Montana · Peer group 5
Southwest Montana Community Credit Union
Southwest Montana Community Credit Union holds $202.6M in assets across 11,541 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1941. Charter number 4401, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $202.6M |
|---|---|
| Total loans | $115.5M |
| Total shares (deposits) | $182.2M |
| Net worth | $23.9M |
| Members | 11,541 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.9% | |
|---|---|---|
| Loans | 3.5% | around the 55th percentile of its peer group |
| Deposits | -4.2% | lower than 95% of its peer group |
| Members | -3.8% | around the 17th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.4% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 54th percentile of its peer group |
| Return on assets | 0.85% | around the 61st percentile of its peer group |
| Delinquency ratio | 1.37% | around the 87th percentile of its peer group |
| Cash / assets | 12.7% | around the 68th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Southwest Montana Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Sky Credit Union
Livingston, MT
$190.4M · 12,746 members
- 1st Liberty Credit Union
Great Falls, MT
$217.5M · 14,437 members
- Billings Credit Union
Billings, MT
$218.0M · 13,027 members
- Lincoln County Credit Union
Libby, MT
$182.4M · 5,698 members
- Grasslands Credit Union
CIRCLE, MT
$139.5M · 3,858 members
- Russell Country Credit Union
Great Falls, MT
$132.9M · 9,897 members
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