Kinston, North Carolina · Peer group 3
Greater Kinston Credit Union
Greater Kinston Credit Union holds $14.3M in assets across 3,833 members as of Q1 2026 — about $4K of assets per member, on a charter dating to 1952. Charter number 64034, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $14.3M |
|---|---|
| Total loans | $9.1M |
| Total shares (deposits) | $12.3M |
| Net worth | $1.8M |
| Members | 3,833 |
| Assets per member | $4K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.4% | |
|---|---|---|
| Loans | -10.8% | around the 16th percentile of its peer group |
| Deposits | -1.4% | around the 32nd percentile of its peer group |
| Members | -3.3% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.7% | around the 75th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 43rd percentile of its peer group |
| Return on assets | 0.06% | around the 20th percentile of its peer group |
| Delinquency ratio | 1.16% | around the 72nd percentile of its peer group |
| Cash / assets | 33.0% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Greater Kinston Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Lithium Credit Union
BESSEMER CITY, NC
$15.8M · 1,619 members
- Greensboro Credit Union
GREENSBORO, NC
$16.0M · 1,420 members
- Tcp Credit Union
RURAL HALL, NC
$16.0M · 2,099 members
- Internal Revenue Employees Credit Union
GREENSBORO, NC
$12.3M · 723 members
- North Carolina Press Association Credit Union
RALEIGH, NC
$11.6M · 1,291 members
- Guco Credit Union
Greenville, NC
$10.0M · 1,383 members
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