Rural Hall, North Carolina · Peer group 3
Tcp Credit Union
Tcp Credit Union holds $16.0M in assets across 2,099 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1980. Charter number 65384, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.0M |
|---|---|
| Total loans | $9.9M |
| Total shares (deposits) | $13.2M |
| Net worth | $2.7M |
| Members | 2,099 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.5% | |
|---|---|---|
| Loans | -5.7% | around the 32nd percentile of its peer group |
| Deposits | 11.3% | higher than 94% of its peer group |
| Members | 1.7% | around the 82nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.3% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.9% | around the 71st percentile of its peer group |
| Return on assets | 0.33% | around the 32nd percentile of its peer group |
| Delinquency ratio | 0.22% | around the 31st percentile of its peer group |
| Cash / assets | 25.0% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Tcp Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Greensboro Credit Union
GREENSBORO, NC
$16.0M · 1,420 members
- Lithium Credit Union
BESSEMER CITY, NC
$15.8M · 1,619 members
- Greater Kinston Credit Union
KINSTON, NC
$14.3M · 3,833 members
- Internal Revenue Employees Credit Union
GREENSBORO, NC
$12.3M · 723 members
- North Carolina Press Association Credit Union
RALEIGH, NC
$11.6M · 1,291 members
- Guco Credit Union
Greenville, NC
$10.0M · 1,383 members
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