Rtp, North Carolina · Peer group 5
R T P Credit Union
R T P Credit Union holds $143.9M in assets across 9,312 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1968. Charter number 18550, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.9M |
|---|---|
| Total loans | $82.1M |
| Total shares (deposits) | $131.8M |
| Net worth | $11.3M |
| Members | 9,312 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.2% | |
|---|---|---|
| Loans | -3.6% | around the 15th percentile of its peer group |
| Deposits | -1.0% | around the 16th percentile of its peer group |
| Members | -5.3% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.3% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.0% | lower than 97% of its peer group |
| Return on assets | 0.15% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.60% | around the 50th percentile of its peer group |
| Cash / assets | 14.1% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is R T P Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Bragg Mutual Credit Union
Fayetteville, NC
$130.4M · 9,152 members
- Nova Credit Union
CHARLOTTE, NC
$120.6M · 11,107 members
- Weyco Community Credit Union
PLYMOUTH, NC
$114.6M · 5,691 members
- American Partners Credit Union
Reidsville, NC
$106.6M · 11,303 members
- North Carolina Community Credit Union
GOLDSBORO, NC
$102.7M · 5,869 members
- Wnc Community CU
Waynesville, NC
$94.2M · 4,038 members
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